Use the partner calculator and Academy learning portal
Model partner-program scenarios with the public calculator, then use the Academy catalog or My Learning to access training without confusing education with licensed mortgage operations.
Before you start
- For the calculator, have a scenario for annual buy-side volume, average sales price, financing, attach rate, take rate, growth, and refinance activity.
- For Academy learning, sign in or create a Clerk account and verify the email used at checkout; an enrolled course or membership is required to see corresponding server-matched entitlements.
Step by step
Model a partner scenario
Open Partner Income Calculator. In Assumptions, adjust Buy-Side Transactions / Yr, Average Sales Price, % Financed, % Pre-Approved (Informational), Attach Rate, % of ASP Financed, Gross Take Rate (bips), Annual Growth Rate, and Refinances / Year.
Read the calculator outputs
Review Gross Take / Month, Gross Take / Year, Year 1 Total w/ Refis, and Monthly Pipeline Dynamics for Closed Deals, Financed, Attached Deals, and Avg Loan Amt.
Compare longer-term scenarios
Review 5-Year Growth Projection and the 5-Year Total, then compare the visible refinance cards showing additional annual revenue for each refi scenario.
Choose the next public action
If you need program information, use Apply Now. If you want education first, use Join Free Training. These links are separate from the authenticated brokerage workspace.
Browse Academy training
Open Lend Loft Academy and select View Training Programs. Review the catalog's course or membership description, features, price or Pricing TBA state, and select Enroll Now only for the product you intend to purchase.
Open purchased learning
Choose My Learning. If signed out, select Sign in or Create account, then verify the checkout email in Clerk. The server matches every verified email on the signed-in account; purchased courses show Self-Paced Course and Start Learning, while an active membership shows Active Membership. Membership community and live-schedule destinations may visibly say setup pending when they are not configured.
Resolve an Academy access status
If no courses are found, confirm that you are signed in to the correct Clerk account and that the checkout email is verified on that account; there is no manual email lookup or Change Email flow. Use Browse the Catalog only when you intend to purchase another product. The portal displays explicit signed-out, empty, verification, setup-pending, and unable-to-load states instead of silently granting access.
Check your work
- The calculator immediately updates its KPI cards, pipeline metrics, projection, and refinance scenario cards as assumptions change.
- Academy My Learning shows the matching purchased course or Active Membership for the signed-in account's verified Clerk email addresses.
- The operating workspace remains separate from public calculator results and Academy entitlements.
Troubleshooting
Calculator results look unexpectedly high or low.
Recheck the assumptions, especially Buy-Side Transactions / Yr, % Financed, Attach Rate, Gross Take Rate (bips), and Refinances / Year. The results are calculated from the values currently displayed in Assumptions.
Enroll Now is disabled.
The catalog disables checkout when a product has no first price. Treat Pricing TBA as unavailable for checkout and review another catalog item or wait for the catalog owner.
My Learning says No courses found.
Confirm that you are signed in to the correct Clerk account and that the checkout email is verified there. The server matches verified account emails, not a caller-entered email. If the verified account still has no purchase, use Browse the Catalog or contact the Academy owner.
Academy entitlements cannot be loaded.
Retry after checking the signed-in Clerk session and network connection. The page displays Unable to load your courses when the entitlement request errors; authentication alone does not silently turn an error into course access.
Sales Accelerator opens a course destination without an enrollment prompt.
The current Start Learning destination is the existing /mlo-academy/course curriculum. It is publicly reachable, has no enrollment or token gate, and stores progress in the browser's academy_completed local-storage key. Academy entitlements control which purchase card exposes the link, but this destination is not secure paid-content delivery; do not describe it as exclusive or ownership-enforced.
Important limits
- Calculator values are potential outcomes, not guarantees. The published terms say actual results depend on effort, market conditions, licensing status, and other factors.
- Academy scripts, modules, and practice examples are educational and may be synthetic. Keep synthetic training separate from live borrower data and never use training material as a borrower approval, legal opinion, compliance sign-off, or lender instruction.
- The Sales Accelerator Start Learning destination (/mlo-academy/course) is currently public curriculum without an enrollment/token gate; its browser-local progress is not proof of purchase. Do not treat the destination as secure paid delivery.
- Training access does not create a license or permission to originate. Each user and company remains responsible for separate licensed operating obligations, applicable mortgage laws, and required supervision.
- Do not place borrower names, document contents, credentials, tokens, or private workspace links into the public calculator or Academy forms.